In order to be approved for a Gemini Credit Card you must also be approved for a Gemini Exchange account. What if I am approved for the Credit Card but not for a Gemini Exchange account? Based on regulatory requirements, if we are not able to verify your identity, we are not able to approve your application. We use several sources to verify identification and unfortunately we were not able to verify your identity with these sources. Why was I declined for failure to identify? Why was my application for a card declined/rejected?Īfter denial of credit, you will receive the reasoning for why your application was declined in an email. You can learn more by visiting and searching for soft/hard inquiry. How can I learn more about soft/hard inquiry on my credit report? However, even if you are pre-qualified, this does not guarantee you will be approved. This means you have taken the first steps to being approved and you are likely to be approved for the Gemini Credit Card. The hard inquiry can impact your credit score. If you are pre-qualified, you will be asked for additional information, and Gemini, on behalf of WebBank, will make a hard inquiry of your credit report to provide you with a final decision. You can quickly see if you are pre-qualified for the Gemini Credit Card with NO impact to your credit score. If you do not choose a cryptocurrency you will earn rewards in Bitcoin, which is the default cryptocurrency for the Gemini Credit Card.Ĭan I pre-qualify before applying for the Gemini Credit Card and will it impact my credit score? Only those cryptocurrencies available on the Gemini Platform may be selected. What cryptocurrency do I earn rewards in?ĭuring the application process you can choose to earn rewards in one of over 60 cryptocurrencies on the Gemini Platform. You can sell your accrued crypto rewards for other crypto or US dollars that can be deposited into your bank checking or savings account. You can use this account to buy and sell additional crypto. When you receive crypto rewards they are placed into a Gemini Exchange account. The user name is the email address you used to apply for the Gemini Credit Card. This password is used to sign into your Gemini account where you can manage your credit card and access the Gemini Exchange account. If you do not have an existing Gemini Exchange account, then when you apply for the card and are approved, we ask you to choose a password. How do I set up my online account access? If you have established an account and if you need to update the address on the account, you can do that by logging into your Gemini account and going to the card settings tab. We will only mail your credit card to the address provided on your application. For added security, we do not print your credit card number on the card, but you can access it by logging into your Gemini account and selecting "Card details".Ĭan I have my card mailed to a different address? After being approved, you can select from 3 card colors: black, silver or rose gold. Yes, all approved accounts will have a metal card sent to them. Your new card should arrive in the mail within 5-7 days of being approved for the account. How long will it take for my card to be mailed to me? In some cases, we will need additional information to process your application and will reach out to you via email or phone to collect this information. If you applied online, you will get an answer usually within 60 seconds. How can I find out the status of my credit card application?
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